The Overwhelming 6.2 Mile Goal

 

The big event overwhelming my thoughts lately is the 10K I have coming up in February.

I’m nervous.  I’m terrified.  I’m scared I won’t be able to finish.

There’s a little voice inside cheering me on and reminding me that I can do anything I set my mind to but it’s tough to hear over the screaming voice going, “What the hell were you thinking?!?”

My last 5K was a challenge because I didn’t train, or even bother to go to the gym in the weeks leading up to it.  In my defense, cat was sick, I was sick, cat died, I was sad, I got sick again….therefore the gym slipped to the bottom of the priority list.  Shin splints kicked in shortly into the race and at the end I was just happy it was over so I’m struggling to get that memory out of my head because it’s feeding my doubt.

Getting back into the gym today was a great first step to overcoming my doubts.  The longer you’re out of the gym the easier it is to not go back.  Today my excuse was that I needed to get home to make meal plans and do meal prep….so of course I couldn’t spend 30 minutes at the gym….it’s certainly not like I would’ve wasted 3o minutes online…..

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I argued with myself and thankfully by the end of my work day I was at the gym.

I downloaded a couch to 10K app to see if it would help.  Day 1 was challenging.  60 seconds of jogging, 90 seconds of walking for 20 minutes.  By the time I was done I was a sweaty, red faced, panting mess, but I finished and it felt good to finish the workout.   work it.jpgI’m going to keep up with this program because I have several things to keep me going.

  1.  Great support.  I’m doing the 10K with a friend and we’re looking to do 2-5K’s in January….one is a virtual race through work and another is a memorial run for an officer from the local prison.
  2. More support.  We’re starting a Biggest Loser competition at work so this will help with the eating because most everyone in my office is looking to get healthy.
  3. A competitive spirit.  Basically, failure is not an option.  I’m not looking to be the fastest.  I’m looking to finish and to hopefully not be the last one to finish.
  4. Despite my negativity I have a desire right now to see how far I can push myself.  Today was day one in my experiment to see what my body can do and it was successful.  I wasn’t perfect but I was there doing my best.

On that note I’ll touch quickly on one of my own personal hurdles, self-consciousness.   The fear of being the fat girl on the treadmill.  The fear of judgement.

funny-gym-advice-goodI thought of this meme.  I thought if someone really wants to judge me that’s more their problem than mine.  I also reminded myself of what I already know, most people are too focused on themselves and their own workout to waste time judging someone else.

Expect more posts as I go through this program.  I’ll be coming out with meal plans next week because I can run all I want but if I’m eating terrible it’s all for nothing.

Hope everyone had a lovely holiday!  I’ve got to pack my lunch and my gym bag for tomorrow.  đŸ™‚

 

 

Happy Christmas! 

I’ll be back next week with meal plans, and a plan to get in shape for the 10K I’ll be be doing in February. I’ve done 3-5K’s so figured I should up my game for the next one but now I’m wondering what I’ve got myself into….

But I’m also looking forward to getting over my fear and doubt to see what I can accomplish. 

Hope everyone is having a lovely holiday weekend! 

The Plan

A new year always seems to inspire change and I’m definitely feeling the inspiration.  My inspiration for change comes from facing some harsh realities and being honest with myself.

My perception of my financial situation:tumblr_inline_nb3x4gsfsa1s4672p1

Reality:  I’m spending too much money and  using credit to fill in the gaps. 

As I began google searching “how painful is plasma donation” and “how to donate an egg” I realized I was heading down a dark road.  When I begin contemplating selling off parts of myself it’s time a serious reality check, which is what I had this morning.

What better time than the first of the year to have a serious conversation with yourself?

I dug through a folder labeled “Mom” (a good place to start when looking for words of wisdom) looking for a simple handmade booklet titled “The Plan” and I found it.

Over a decade ago I went through some very serious financial struggles, bouncing checks, overspending, and basically ignoring the problem.  I had a drawer of unpaid bills, maxed out credit cards, an eviction notice, and an insane amount of stress.  My mom came to the rescue but going through the drawer with her was like this

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After that terrifying reality check my mom gave me The Plan.  I’m not hiding bills in a drawer and nothing is overdue.  Part of it is moving and starting a new job in a new field left me making half the money but paying twice as much in expenses.  3a37ef7971fddd0fff064112524879d5eedf404b9a660548e4aebb1e6a37f7bd

I need to get a serious grasp on my finances and create a budget, so I grab “The Plan”IMG_0978 (1)*Typo-give up self-indulgence

“First thing–you have to face your debt…”

“Stop using any credit cards-now”

I grabbed my wallet and pulled out the credit cards.  I keep an in case of emergency card and the rest go away.

“Gather all your bills together.  From the bills add all minimum payments (don’t focus on the balances now just look at the minimum payment required).  Don’t forget to include payments which you might not have statements for, rent, etc.”  

This morning I wrote out a list of all the bills I pay each month, the amount of the payment, and when the bill is due.  I added everything together to find the amount of my monthly expenses.

“Calculate your monthly income”

Done.

“If your income equaled more than monthly expense and yet the bills are still not getting paid-you need the plan.
If your income is less than your monthly expenses-you really need the plan.”

Monthly income-Monthly expenses=Left over money……

…I need the plan.

The next step involves writing down when the bills are due and dividing the list of bills between paychecks.  I get paid twice per month so I split my bills between those two checks.  If you have to, prioritize what needs paid the full amount right away, basic needs come first, shelter, heat, food.

“If you have to pay less than the minimum make some phone calls and set up payments.  Do not skip payments-if all you have is $5 or $10-send it in, a small payment is better than no payment.”  

This is important.  Most companies are willing to work with you but you have to communicate with them otherwise they think you’re just avoiding paying off your bill.

Now that I’ve figured out my monthly bills and income I know how much money I have “left over” each month.  This money goes toward the rest of the expenses I didn’t include with my bills:  grocery, cat, car, entertainment.  Those are my main expenses.

The “left over” money is not a significant amount but it’s enough.  Enough to buy gas, food, cat food, even have some money to go out every once in a while, and for savings.

“Start a savings account as soon as possible-save a little each payday-even if it’s $5-it will over time add up.”  

One of the components that made me so successful last time I did this was I used ONLY cash for my weekly budget.  I quit carrying my debit card with me all the time and I’m going to do this again for a while until things are back under control.  Once the cash was gone I was done spending for the week.  If I budgeted $20 and spent $10 eating out, $5 on coffee, then I might only have $5 to buy gas for my car.  It significantly cut down on my impulse spending.

A few more tips from the original plan

“Remember what’s important and where you want to be in a few years.”
“Try keeping your spending money in an envelope-write on the outside exactly what the money is for.”
“A dollar spent here and there will destroy your budget.”

The Plan is not overly complicated.  It’s nothing new.  It’s not a revolutionary expense plan.  It’s like my meal plans, simple, easy to follow, something that works for me and might work for other people.

I’ll be sharing more tips and tricks for managing a budget as I move forward with “The Plan”

Reflecting back on last year I had so many major changes and I’m proud of my accomplishments but I also recognize some back slide on some of the progress I made when I wasn’t working so I’ll be having a couple more reality check posts.  If I want to be successful in my goals for the next year, read about those here, I have to be honest with myself and make plans.

Happy New Year!!  Not to be too cliche but I’m excited to be in 2016 and look forward to making it an amazing year!

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